As a small business owner, you are, by nature, a risk taker.  You wager your business intelligence against larger, perhaps more heavily financed corporate groups and other free-spirited, self-employed individuals like yourself.  There is excitement and challenge in such a venture, but to succeed you need good management information, an ability to be a good manager of people and the intelligence and inner strength to make the right decisions.

Thousands of workers die each year and many, many more suffer injury or illness from conditions at work. But how often does an owner or manager like you actually see or even hear about work-related deaths, serious injuries or illnesses in the businesses with which you are familiar?

In most small businesses, the answer is rarely, yes.

But others have learned why. Unfortunately, they have experienced a loss. These owners will tell you that it is too late to do anything once a serious accident happens. They have learned that prevention is the only real way to avoid this loss.